Embracing Debt-Free Living

This chapter highlights the benefits of living debt-free over maintaining a good credit score. The speakers provide practical budgeting strategies and encourage listeners to shift their mindset towards savings and self-reliance in financial matters.

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📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app. Ken Coleman and Rachel Cruze answer your questions and discuss:

"Can I 'divorce' my entitled children?"
"How do I recover from having my credit history wiped?"
"My agent keeps insisting I should keep my four whole life insurance polices."
"I struggle with giving money, does that make me a bad person?"
"My husband wants to sell our house and rent in order to pay off debt, but I don't want to do that."
"I'm worried I'm not going to be able to provide for my soon-to-be wife and child"
"How do I help my in-laws while we are working the Baby Steps? They currently don't have any retirement savings."

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