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The return on that could mathematically be zero for these 11 banks, right? I am certain they are thinking longer term. They don't want to be in a situation that they were in 15 years ago where the phone call coming from the Treasury Secretary or the Federal Reserve Chair at the time is more along the lines of, hey, I need you to buy this troubled bank. So I think they're absolutely taking the longer term view here, which makes a lot of sense.
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