Everyone only gets 168 hours each week, and work quietly consumes the best of them. When careers sprawl into nights and weekends, health, relationships, and joy are usually the first things sacrificed. This conversation is about reclaiming time before burnout forces the decision for you, and proving that you don’t need full financial independence to start living with more freedom right now.
Andy Hill shares how he and his wife redesigned their lives to work just 20–25 hours per week while still supporting their lifestyle and long-term goals. Through practical examples and mindset shifts, Andy breaks down what it really takes to transition away from a traditional five-day workweek without feeling reckless or irresponsible. The focus isn’t on escaping work. It’s on intentionally designing it.
You’ll learn how CoastFI, part-time work, and solopreneur models can create flexibility long before you reach your FI number. This episode explores how to test reduced hours safely, set boundaries with employers or clients, and identify the moment when “more money” stops being the thing worth optimizing. If you’re craving more time but don’t want to derail your financial future, this is your blueprint.
Key Takeaways:
- How to work fewer days without waiting for full financial independence
- CoastFI can unlock flexibility long before retirement
- Time freedom is built gradually, not all at once
- One reclaimed day can transform how life feels
- Part-time work can reduce burnout without killing progress
- Clear boundaries protect your time and income
- Small experiments lower the fear of cutting hours
- Shifting your priorities toward time and health
Other Episodes You’ll Love:
Is Saving Too Much Holding You Back? | E179 Jesse Cramer
Mini-Retirements: Retire Often, Not Just Early | E177 Jillian Johnsrud
How to Live a FI Life Without the FI Bank Account | E170 Jess from Fioneers
Guest Summary:
Andy Hill is the creator of Marriage, Kids, and Money and the author of Own Your Time. After years of juggling a full-time job and a side hustle, Andy designed a solopreneur lifestyle that prioritizes time freedom while maintaining financial security. His work focuses on helping families align money with what matters most: time, flexibility, and intentional living.
Check out Andy’s new book: Own Your Time
Connect With Justin
Email me at Justin@FIMinded.com or connect with me on LinkedIn.
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