6min chapter

The Ramsey Show cover image

Stop Letting Excuses Steal Your Wealth

The Ramsey Show

CHAPTER

Navigating Credit and Financial Policies

This chapter explores the effects of removing someone from a credit card account on their credit score, while highlighting the merits of a zero credit score. It also addresses a listener's inquiry about her parents' outdated life insurance policy, discussing cash value depletion and the need for reevaluating financial products with changing circumstances.

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