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Stop Letting Excuses Steal Your Wealth

The Ramsey Show

CHAPTER

Navigating Credit and Financial Policies

This chapter explores the effects of removing someone from a credit card account on their credit score, while highlighting the merits of a zero credit score. It also addresses a listener's inquiry about her parents' outdated life insurance policy, discussing cash value depletion and the need for reevaluating financial products with changing circumstances.

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