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How To Painlessly Cut Back Your Expenses (Step-By-Step)

The Personal Finance Podcast

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How to Increase Your Savings Rate

A lot of people enjoy spending money. We want the amazon boxes to be stacking up at our front door every single day so every single day is just like christmas. So cutting back is not the most fun thing in the world, but i'm here to show you how to make it painless. As you cut back on some of these expenses,  it allows you to increase your savings rate. And that's why if you have a measly small savings rate, you gant be working for a very long period of time. In fact, ut if your savings rate is at ten % of your income, then you can be working 37 and a half years, if you

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