Derrick is 33. He's got a bachelor's in international relations and an mba from the university of iowa, which is where he grew up. Every two weeks, i marked down how much my student loan amount is. I have this dating back to 20 14. And then it was a hundred nine thousand. And now i'm out about a hundred and 30 thousand in student loans. About a third of that i acquired just an interest over the last ten years. So it's overwhelming. It's overwhelming. For the first time in his adult life, derryck isn't worrying about his student loans.