The Importance of Auto Enrollment

There was no encouragement for the employer to contribute really is a scheme. Pensions act 95 added to that and then sort of modern era, early 21st century stakeholder pensions. So auto enrollment began in 2012 and then by 2018, all employers, it kind of phased in over a few years. And that's where we are now. You can opt out, but we would say don't you dare. I'm sure the script says that you shouldn't. But yes, it's hard, but it's just so so important.