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So This Is Why You're Broke - Melissa Jean-Baptiste, Author of So This Is Why I'm Broke and Founder of Millennial in Debt

More Money Podcast

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How to Achieve Your Goals

"It's not a switch that you can flick, and it's easy to say yes," she says. "I remember the first moment or big thing that outside of buying my home after I paid up my debt, my friend, one of her best friends was getting married." She advises people who are struggling with money to give themselves grace by spending on things like lattes and avocados when they're at their lowest point.

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