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Unlocking Retirement Funds: The Roth IRA Loophole
This chapter discusses a loophole or a hack involving Roth IRA that allows individuals to access their retirement funds before the age of 59 and a half. It explains how a Roth IRA can be used to tap into other retirement accounts such as traditional IRAs or employer 401Ks. The chapter covers the basics of rollovers, conversions, distributions, and contributions, and delves into the details of Roth conversions, the five-year rule, and the importance of a Roth conversion ladder.