We're in a golden age of machine learning right now, and capital one is on the front lines. They use human centred design and leading edge tech to serve customers better. We know that eye buyers are certainly active in american real estate market, but are certainly not causing the housing market to be so bonkers. Remind people what is it's the shortage. It's a national shortage of housing all across the united states. Freddy mac has estimated that the shortage is at three point eight million homes. There's not enough housing available, and it's contributing to a lot of problems like increased prices, increasing rates of homelessness and just the inability for individuals to find a place to live