Navigating Mortgages: Brokers vs. Banks

As the first Reserve Bank of Australia meeting draws to a close, the anticipated rate cut is forecast to impact the real estate market across the country, giving investors more opportunities to build their portfolios. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss the ever-changing landscape of interest rates and its impact on the property market.

The duo discuss misconceptions about interest rate cuts and borrowing capacity, various borrowing strategies, and the pitfalls of cross-securitisation, in which multiple properties are used as collateral for a single loan.

Arjun and Jack then emphasise the importance of timing in property purchases, stressing that savvy investors should act before interest rates drop rather than wait for a cut to make a move.