The Benefits of Investing in a 401K

I'd still rather have you just buy an index fund and then buy term insurance. So I'm curious though. Have you looked at over the last 20, 30 years comparing whole life to universal and who wins? Yeah. And we've studied it 16 ways to Sunday. There can be a potential of having more cash value in the index or variable universal life. But when you're talking about death, which is a certain guaranteed event, do you want anything in the arena of can be when the opposite side is also true,. Which means maybe it doesn't work out.