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Do We Separate Savings From Investing?
Some people, like my friend tod baldwin, truly believes that they're interchangeable, one and the same. He does not separate savings from investings. So what caleb and i do is re direct the lack of your performance, of your saving dollars, and then also the recapturing of your expenditures. And this tool pre exists the i r s, which is why there is that separation of investment verses saved money.