The fourth habit is it relates to how often you pay your bills. And Jay Money, you and I have different strategies on this. We think we're opposite in almost everything that money's in. All my money, just to make it simple, but I earn online or consulting or whatever, goes through my business checking account. At the end of the month, like I draw a salary from that account. And then I go ahead and start knocking all the bills right away while the money's in there. But for me, it was easy to just like, I know I'm going to pay all my bills. Since I'm ahead of time, I don't have to worry about anything