Some financial advisers use an approach that's a little more complicated, where you look at the time frame in which you need money. But there will be some wiggle verses your immediate funds which should be in like a high interest savings account. If i was playing the three bucket game, right? Would be in that middle bucket. E even within the context of, and i like wilson's two bucket strategy, wilson, even inside of that context, i can see incorporating the three bucket strategy into your two strategy.

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