Do You Have an Opportunity Fund?

The first oki writeli, so if you and by debt, i mean anything other than mortgage and student loans. I use fidelity, my smart cash account. Do you actually have a chequ book, like areal checkb you do? Do you ever use it? You know, it's those rare times, i don't know, we're giving a gift to someone in laura's family,. Or i have to pay our accountant, you know, as he like this guy, the only way to pay him is by check. The next piece that you can fill f and this is more of a need based account would be an opportunity fund.