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Amex end game: What to do once you've signed up for all the cards? | Ep154 | 6-11-22

Frequent Miler on the Air

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Don't Get a Hard Pull if You're an Existing Hardholder and Apply Again.

If you already have accounts with them and you sign up for a new card, they don't usually run a new credit check. So getting that denial, if you do get a denial, um, won't hurt you. And in fact, you probably won't get a nile. They might give you a hard pull. I sure, by all rights, certainly can. But most people have been reporting that they haven't been getting a hard pull If you're an existing hardholder and, you know, apply again.

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