
Retirees: Here's How to Tweak the 4% Rule to Protect Your Nest Egg
Investing Insights
Safe Withdrawal Strategies for Retirement
This chapter explores the concept of a safe withdrawal rate for retirees, focusing on the conservative rate of 3.7% and the methods used to derive it through Monte Carlo analysis. It discusses dynamic withdrawal strategies, the new spending ending ratio metric, and emphasizes the emotional benefits of giving during retirement.
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