Macquarie Loan Book Numbers - It's All New Money, Right?

The market grew 18% I want to say last year. And Macquarie picked up, I think it was about a quarter of that growth. If you're making 4%, I'm making 2%. Yeah. You guys have got a problem. It doesn't matter whether what they're doing makes any sense. They're borrowing someone else's money to do it. By the way, so it's not their money at all. So why are they closing regional branches and rural branches? Now, I feel sorry if people in those regions and rural areas who want those branches because it's a lifeline,. But if you're a CBA and you're maintaining an unprofitable branch out