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Exploring Stripe's growth in embedded finance, with Stripe Head of Startups for Banking-as-a-Service, Ashwin Kumar

The Fintech Blueprint

CHAPTER

The Importance of Banking as a Service

Stripe is the acquisition channel for like very specific niches, right? The creator economy. So we hook into the banks and then we expose those kind of things as APIs so companies can build on it. We're having to go build a relationship with the bank, we handle the compliance, we tell our customers what it is exactly to be compliant. And so we take that out of the equation for them. It's the same thing. A bank is a general purpose acquisition vehicle. They don't necessarily target a very specific, except for community banks and region.

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