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23min chapter
#522: Breaking Down The Synapse Bankruptcy with Jason Mikula
TFTC: A Bitcoin Podcast
Trends and Challenges in the US Banking System
The chapter explores the decline in the number of banks in the United States, discussing factors like regulatory burdens, technology spending, and the rise of FinTech. It delves into the complexities of the US banking system, including challenges faced by smaller banks in competing with larger institutions and potential risks related to real-time payments and bank affiliations with crypto firms. The conversation also touches on regulatory scrutiny, operational procedures during crises, and the evolving landscape of bank partnerships with fintech companies.
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