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Is There a Consequence to Failure?
Even if you are at the very bottom of the soci economic hierarchy, and you just make a fixed wage, so long as the division of labor is progressing, your cost of living is declining. So even if you're not really improving your skill set, all other things being equal, you're still getting richer, just by virtue of everyone else doing the thing. And further, if you fail as an individual, as the collective market economy succeeds, you still win. It's in pensable to the fragility of the individual.