Introduction

With Apple Card, you can kiss fees goodbye. There aren't and there never will be any annual foreign transaction late or over-the-limit fees. Apply now on the Wallet app on iPhone and start using it right away. Later missed payments will result in additional interest accumulating toward your balance. Variable APRs range from 15.49% to 26.49% based on creditworthiness. Rates as of March 1st, 2023.