Getting Comfort on the Quality of Deposits

I was concerned about That some of their deposits were from other financial institutions And that those left the bank at a higher rate than the bank had predicted. Most banks are pretty relaxed about this compared to my concerns about it um have been for the past year. But you know, I'm somewhat concerned about The possibility that deposits would leave some banks that have a lot of loans have a high loan deposit ratios andUm, the risk that that presents to them in terms of how quickly they think rates will come down.