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Introduction
David Stein: I recently received a question from a member of Money for the Restless Plus, our premium membership community. He is looking ahead 40 years and trying to figure out how to invest in an era where on one side there's the potential catastrophic impact of climate change. This member owns his primary residence based in Canada; he's in his early 40s. High net worth individual has sizable whole life insurance policy, own business, and large stock portfolio.