Total and Permanent Disability (TPD) explained

In this Australian Finance Podcast episode, your hosts Owen Rask and Phil Thompson from Skye Wealth dive into the world of life insurance in Australia. They cover: – What personal insurance is and why it matters – The different types of cover (life, TPD, trauma, income protection, child cover) – How Aussies typically get insurance & what options are best – The role of financial advisers & how they help simplify complex insurance decisions If you liked this Australian Finance Podcast episode on personal insurance, you’ll love our other episodes on protecting your financial future.

Don’t forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts! Topics Covered – What is Personal Insurance? – Life Insurance: Who needs it? – Total and Permanent Disability (TPD) Cover – Trauma Insurance: What is it? – Income Protection: How it works and who it’s for – Child Cover: Is it worth considering? – Getting Insurance via Super vs Adviser vs Direct – Why many financial advisers outsource insurance – Why Phil focuses on insurance-only advice – Understanding waiting periods & claim timeframes – What happens during a claim and how advisers help – Tips for reviewing and cancelling insurance safely – Common mistakes Aussies make with insurance – The real cost of doing nothing Resources for this episode - Skye Wealth Show partner resources 💰 Join Pearler using code “RASK” for $15 of Pearler Credit 📊 Get 50% off your first two months using PocketSmith 📈 View Betashares full range of funds Rask resources 🔗 Explore all Rask services 📋 Learn about Rask Financial Planning 📈 Start investing with Rask 📜 Access Show Notes ❓ Ask a question – just select the Finance Podcast 📲 Follow us on social media:

Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG)

Learn more about your ad choices. Visit megaphone.fm/adchoices