The Challenges of Digital Identity Schemes

Would more digital identity schemes, like Adhar in India, make things easier from a sort of know your customer standpoint or possibly even a know your business standpoint? I think the thing about identity schemes is that they are very localized. They're very country-specific because it has to start with the actual culture itself. So could I, if somebody landed here without their ad hoc in the UK, would they then be able to go and open a bank account? You know, I don't know what it is. That's where it becomes really challenging.

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