Dr. Lisa Cook, the only Black woman in the 108 year history of the Federal Reserve Board, her area of research as a professor is on terror and Black value creation. She equates the 1100 lost patents because of racial terror between 1900 and roughly 2010 as the value of a small European economy in lost GDP. So I think the real message here is that so many in the asset management business are missing such value in a system that is pushing people away.