I'm using a conservative minimum acceptable rate of return. The only thing that would make me change from 15 % is if i cnge. Iin good lord alettderan, forty years of investing experience, is being challenged every day by these feteral reserve central banks. Oa, yes, brave world, a little bit. Ok, right? Figure out what's conservative for that situation and adjust it accordingly. Ye ok nan bisc use, 15 %. Thats wat t. Scott, i don't want to use an earnings number or cash flow number that's not factoring incyclicality,. which is sort of a little bit of a duplication thereon on