The Importance of Remaining in the DB Scheme

The FCA's rules assume that remaining in the DB scheme is the right course for the vast majority of people. So really, James, your desire to transfer may not be sufficient reason for an advisor to grieve the transfer is in your best interest. There are assumptions there, but they've got to justify. They can't just plug a figure out the air to make it look better for them. Because otherwise they'll choose a huge return and give you a little tiny amount of money.