18. “Insurance Is Sexy.” Discuss.
The Freakonomics Radio Book Club
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Life Insurance and Annuities Are Plagued by Selection Problems
Life insurance and annuities are plagued by selection problems, author says. Economist Daifeng He analyzed data from the University of Michigan Health and Retirement Study. Those who died were nearly 20% more likely to have bought life insurance relative to people who remained alive during the period.
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