All financial products are fictions. What this means is that anybody can just create a new financial product, because it's fiction. And i just had stephen bagalader, who was kind of my rabbi there, and he was the head of corporate strategy. He's like, yeh, thit's a great idea. Let's do it like on the day. A fascinating thing. Also why occasionally you will see innovations come out of specific pockets of finance,. Because you can actually try these things out and test them. You got to go through sort of all sorts of politics to be able to do that.

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