Is There a Base Level of Optionality on the Cold Card?

Viktor Orlov: Is there a base level of options on the cold card that you think most users ought to use? Oris it really case by case. If you do have a pass phrase, make sure you have a back up of the pass phrase somewhere else. And then, an old pass phrase is nice. I wouldn't say it's like supernecessary if somebody has a few thousand dollars,. but, like, it's daffling the next upgrade in your security.