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Insurance Under Pressure: The Rising Costs and Market Dynamics
This chapter examines the critical interplay between the insurance industry and financial journalism, highlighting the impact of rising homeowners insurance premiums, particularly in California and Florida. It analyzes the influence of climate change on insurance markets and the regulatory challenges insurers face in accurately pricing risk. Through discussions on innovative data-driven strategies and consumer awareness, the chapter sheds light on the complexities and challenges within the home insurance landscape.