The number of jobs per unemployed person gets way out of whack. The boomers saw their net worth go up so high because of their retirement accounts due to the stock market boom. Because of the housing boom, you had all these rich parents now who are bailing out their kids and labor participation goes from 70% down to 62%. These are the unintended consequences of SERP that, you know, now how do you get a generation to go back to work if their parents have $2 million home?