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The Possible Collapse of the U.S. Home Insurance System

The Daily

CHAPTER

Crisis in Home Insurance: A Climate Challenge

This chapter investigates the declining health of the U.S. home insurance market amid rising financial losses and challenges exacerbated by climate change. With increasing threats from secondary perils, insurers are withdrawing from markets and raising premiums, affecting homeowners across the nation. The narrative underscores the broader economic implications of an unstable insurance landscape, using Marshalltown, Iowa as a crucial case study.

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