The interest rates have impacted everything. They've gone up faster than they've ever gone up in history. And so what I've asked everyone to do is like really take a step back and think about how interest rates are affecting your customers, your partners,. The financial innovation that's going to come from this is going to be awesome. A startup will be able to go to Silicon Valley Bank 2.0, first Republic, Mercury, individuals will go to Wealthfront, Robinhood, whatever.

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