Do What You Can Not to Get a Tax Refund

If you do not have a thousand dollars to your name, you don't need an emergency fund. Most people that are just starting to pay attention to their finances are going to get a tax refund. Instead of buying your next vacation, use that to take care of the crisis fund and put something into some savings. Here's how you can get one % better. Do whatever you can not to getting a tax re fund the following year. And brad, i'll give this back toukes.