Could You Have Serious Problems in the Banking Sector?

Catherine's mom recently passed and left me a check to cash in the bank in six figures. I'm working on removing my monies out of the banks and into metals and cash at home with the 10K per day limit to avoid the banks. If I press a large withdrawal thus triggering the reporting requirements to the feds, what exactly does that do? What ramifications are there? How would the Fed view this? And would they come snooping? It depends on what their enforcement and audit processes are these days.