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The banking system has changed so dramatically from where it was 20, 30, 40 years ago. The ability to do business with one of the larger banks in the country is much easier now than ever before. We're having to pay a lot higher rates for deposits and ultimately that's a bit of a margin problem for profitability. If you start requiring more capital, higher liquidity measures all of that generally means less profitability on your balance sheet.
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Discover
highlights
Listen to the best highlights from the podcasts you love and dive into the full episode