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How Much Credit Should You Pay?
Do you know what your direct debit should be if you were at a zero balance and you were paying normally? Roughly what would it be a month? What do you reckon? I don't know because the bills coming in this strange like... Here's an amount for two months, here’s an amount for six weeks. Okay. So you were already tagged too much credit and you brought it down. Yours is not sounding like it's raising alarm bells for me. Because 32 pound direct debit is incredibly cheap. It's only just covering the standing charge. You're using more than that and you're running down your credit anyway. This is about saying go have a look at