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Ryan Drapeau: Battling Fraud with ML at Stripe

The Gradient: Perspectives on AI

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The Trade-Off Between Model Performance and Explainability

As you think about the future architectures, you might want to develop two words. One pretty clear issue that many people are aware of is the trade-off between model performance and explainability. You did capture in your blog post on Shripe Radar that, and here as well, that to you, explanation matters as much as detection and performance. And so I actually think this is almost like a user experience and merchant or like a problem that we have to solve using tools we make accessible to the merchant.

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