This episode has takeaways that can make anyone's finances a little less average. Financial freedom = lifestyle goals, sipping a drinkee by the pool in the middle of the week simply because you can. I sit down with Crissi Cole, the CEO of a financial literacy company, Penny Finance, and we break down our top tips for money management 101. They don't teach you this in school for a reason.

Follow the podcast's Instagram account and comment your money background! Follow me on Instagram for daily tidbits, and don't forget to follow and rate the pod, peace and loveeee! Jo. Check out Penny Finance for more money info! Sign up for my newsletter for journal prompts, virtual events, and goodies here: https://joclub.world/newsletter

Below are things I recommend (some may contain affiliate links, but I use and highly recommend everything)

Here are all of the credit cards that I recommend

Here are some books to check out:

I Will Teach You to be Rich

The Intelligent Investor

Rich Dad, Poor Dad

Cashflow Quadrants

Unshakeable

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#186 - Métaux Précieux vs Indices US ： le Choix Gagnant en 2026 (25% Or ？)

L'économie expliquée par mon père

Or surperforme US : conséquences pour dollar

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