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Investor vs. Borrower: A Mental Model for Life

Curiosity Chronicle

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How to Be an Investor or a Borrower

The investor versus borrower mental model is one that I find myself coming back to over and over again in my own life. When you choose short-term pleasure in the form of inactivity, social media, doom-scrolling, binge-drinking, or anything else, you are taking out a loan with a steep payback in the future. The goal is not 100% compliance with the investor mindset. That would leave no room for some of the fun, pleasurable short-term activities and decisions that add texture to life. Consider how your present actions are impacting your future self and embrace your point of balance.

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