I think there's failures at every level. And people who are worried about income inequality as a problem, that is simply the other side of the coin of talent mis aplication. If you ware designing a new talent fil institution, what would it look like relative to the ones that we mostly rely on still to day? Well, if you take universities where i work, it's striking to me how slowly they react. Schools are not set up to adapt quickly. To make, say, ten % of education at a school unlined can take schools many years to do, if they get there.

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