How Banks Really Work - and Why They Fail
Financial Heresy
The Future of Deposit Banking
This is basically this, the phase two of a central bank digital currency. But deposit only where the bank doesn't need to offset it with an asset to loan it out,. You separate it from the system so that it's not appearing on balance sheets as a profit or a loss for these institutions. And you have the funding to run the infrastructure paid for via printing money.
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