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Ask Paula: How Should My 64-Year-Old Mom Handle a Toxic Boss?

Afford Anything

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Roth Conversions After Retirement?

Roth conversion starting at the age of 62? I like it. Whenever he can do it, i think he's got enough money in other spots that he can continue to take money from the other places and not have to touch that roth conversion money right away. If he were to lower his monthly spending by a thousand dollars a month, then he might be able to delay taking that social security payment until he's 63, 64 65. For every year that he delays, he gets a boost in what he can collect from social security.

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