"This is not a Silicon Valley problem anymore. It is a regional bank problem and it will get worse unless you do something to make it better," he says. "We're taking care of depositors here and not bailing out stockholders," the former Treasury Department official adds. 'I don't like that word because- No, not a bailout. There were big, you know, too big to fail banks in 2008 in the financial crisis who did get bailed out'