Working with individuals has informed my reporting and writing just amazingly so. It's not until you sit down with real people that you spend a considerable amount of time with them looking at their budget. And it informs me so I can give better advice. Like for example, we've always heard when you have credit card debt, pay off the one with the highest interest rate,. But behaviorally, if you stack the debt starting with the smallest balance, we know that people love quick wins.

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