Pension Risk Transfer - The Global Leader in Asset Management

i see it as a journey of a company, from life and pensions group with an aset management arm to something very different wider. As i see it, you have four key pillars of your business. Give a sentence on each, and then we can drill down into two of the particular businesses. Our pension risk transfer business is the global leader. I've never met a c f o h tells me once, more pension risk. Every one of them telling me, how can he get rid of the pension risk? And actually, overatime, do that.